Attitude is Key

Personal Growth Quote: Attitude is Key

"There’s one key factor that will make this New Year the best one ever. That important factor is your attitude.
The way you most consistently decide to see life will play a major role in the way your life actually unfolds. Right now, as the year begins, make the choice to make your life, and your whole world, the best it can be.
Create a new, improved year by going through it with a new, improved outlook on life. Make this a great year by choosing an attitude that reflects your own unique greatness.
In the year ahead you’ll encounter many obstacles, and yet there’s one powerful obstacle you don’t ever have to deal with again. That obstacle, the one you can get rid of for good, is your own negative attitude.
Just because things can often get difficult, doesn’t mean you have to be difficult. No matter what the situation, a positive, empowering attitude is always your best choice.
Stride confidently forward with the highest and best expectations you’ve ever had. Your life this year is what you make it, so embrace an attitude that will make it positive, fulfilling and great." Cleo Shivers


I hope you have a fantastic 2013, and that it is your best year ever.


It's a Good Life!!!
Greg Novak MBA
NMLS # 329079
Vice President / Partner
American Mortgage
Cell - 386-846-6686
Office - 386-756-8228
Fax - 386-756-8108
Website - www.AmericanMortgageNow.com

Oh, by the way, If you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

FLORIDA- American Mortgage Loan Services, Inc. - NMLS Company ID 330596

Do you Have It????

What is it? Most people would consider IT to be success. But Success is a relative term, it means different things to different people.

Good Morning,
This week I have decided to take a break from the market updates and mortgage info to discuss a personal growth topic. I will take a moment to define success and then discuss some key characteristics of the Successful Person.
It's a Good Life!!! Greg Novak, American Mortgage, 386-846-6686

IT = SUCCESS ???

First let's define success. Wikipedia defines success as the following: "Success might mean, but is not limited to: a level of social status, achievement of an object/goal, or the opposite of failure."

First of all, I personally disagree with success being defined as a level of social status, because in my opinion social status has nothing what so ever to do with success. Some of Hollywood's most social elite, might have a ton of money, but are far from what I would consider to be successful. Case in point the "WINNING" train wreck Charlie Sheen. He might have tiger blood, but success he has not.

The only one of those statements I can go along with is the achievement of an object or goal. Additionally, I don't believe that success is static, I believe that success is is constantly changing for each individual person. My definition of success was very different 10 years ago, from what it is today, and I am certain it will be different 10 years from now. Perhaps even 1 year from now.

THAT is how you can determine whether or not you are Successful, If your definition of success is constantly changing and advancing because you have reached what you used to believe was Success.

Success is Relative, so lets take a quick look at some different individuals views of success.

• To the new graduate success could mean getting a decent job in this economy.


• To the addict, success could be staying sober for a month, a year, a decade, etc.


• To the lonely person, success could be finding a friend and companion, or love.


• To the couple struggling with infertility, success could mean a healthy baby.


• To the rich billionaire, success might mean giving away his fortune.


• To a lot of people, success is constantly moving forward in a positive direction.

 

Here are some Characteristics of Successful people.

1. Highly Self Motivated- People who have achieved personal success are motivated by what that success means to them and it their drive to achieve.


2. Strong Ethics and Integrity- Although success means different things to different people, I believe that no matter who you are, you will never be truly successful unless you have a clear conscience. That is why acting with Ethics and Integrity in everything you do is so important.


3. Willingness to FAIL- Success is not always about winning. Success is about learning. Some of the best life lessons I have learned have come from Failed attempts at Success.


4. Have Goals and a Plan- People typically don't stumble upon success. You have to decide what you want (Make a Goal), then break down the steps of what you have to do to accomplish that goal. Have a roadmap for success.


5. Great Salesperson - Successful people have to be great salespeople not because they are selling things to other people, but because you have to constantly be selling yourself on the fact that YOU CAN. You can succeed.

It's a Good Life!!!
Greg Novak MBA
NMLS # 329079
Vice President / Partner
American Mortgage
Cell - 386-846-6686
Office - 386-756-8228
Fax - 386-756-8108
Website - www.AmericanMortgageNow.com

Oh, by the way, If you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

FLORIDA- American Mortgage Loan Services, Inc. - NMLS Company ID 330596

Perseverance

This morning I was speaking with someone who was complimenting me on my perseverance and how impressed he was that we have been able to do so well over the last few years with what the real estate and mortgage industries have gone through. I thought it would be nice to share some encouraging words and information with you as well. Below is a really great paragraph on perseverance along with a few video links to a short interview with someone on the 60 minutes TV program.

PERSEVERANCE

Perseverance is a month by month, week by week, day to day, and for some, even an hour by hour decision not to give up. Wikipedia defines Perserverance as a persistent determination; to adhere to a course of action; and persistence.

In the videos below, the interviewer asked the subject if he feels as if he has a disability. The subject of the interview states that "The definition of disability is something that is stopping you from being able to do something. In my life there is hardly anything that I have found that I can not do."

The individual who is the subject of the interview is Nick Vujicic. Nick was born with out arms and with out legs. Nick is an amazing individual and has preserved through some of the most difficult trials and lowest times that anyone could imagine. Nick is 28 years old and has a college degree, and has been extremely successful as an entrepreneur. Even though Nick may be what most consider as physically disabled, he is in no way a disabled person. To me Nick is the definition of Perseverance.

I highly encourage you to take a look at the video's below, and then ask yourself the following question. Even though, I am not physically or mentally disabled, or even if you are, Is there something that I have given into, that is holding me back, that I am using as an excuse, and that I am not persevering past?

If there is something that is holding you back from reaching your goals, making the money that you want to make, getting the job you want, or that promotion, etc., once you identify it, you can start to overcome and push past it.

Have a great weekend, enjoy the videos.

Nick Vujicic - 60 Min Interview - Part 1 -

Nick Vujicic - 60 Min Interview - Part 2 -

Nick Vujicic - Robert Schuller interview -

It's a Good Life!!!

Greg Novak MBA

NMLS# 329079

Vice President / Partner

American Mortgage

Cell - 386-846-6686

Office - 386-756-8228

Website - www.AmericanMortgageNow.com

 

Oh, by the way, If you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

 

FLORIDA- American Mortgage Loan Services, Inc. - NMLS Company ID 330596

 

Part 7 – The 7 Qualities of a Successful Person

7. Generosity / Giving Back

Not all successful people are generous, but the all of the happy ones are! Most successful people believe in the law of sowing and reaping. They see money and their time as a seed. They know if they are generous with both they will receive more in return.

The individuals who give a minimum of 10% to worthwhile charities, causes, or churches and volunteer their time in community organizations will be the ones who experience an over abundance in their businesses and personal lives, often from unexpected sources.

This is a fundamental law of finance that has been proven time after time. These are the people who attract clients to them instead of always "marketing to clients" and trying to chase clients down.

One important point to make is that successful people enjoy giving for the sake of giving and the good it does, they do not give so that they will receive something in return. They give for the purpose of giving and helping, and nothing more. People who give to get something in return usually don’t become successful because they are not really giving. We all know those people who have a “what’s in it for me” attitude. They never do anything for anyone unless they are getting something in return. Not many of those folks are truly successful and none of them are happy.

Another thing successful people do whenever possible is to give anonymously. They give anonymously because once again they are not giving to get something in return, and if you give to get recognition or a big pat on the back, then you are missing the true joy of giving unconditionally. To me there are very few feelings that match the feeling I get when I do something for someone or buy something for someone and they have no idea who blessed them with this act of kindness.

Another important point is that it is not the amount of the gift that matters. It is the intention of the giver. Millionaires can give large sums of monies to charities and they can make a big difference. Most likely if you are like me, stroking a check for $100,000 is not a possibility, even $100 right now is pushing it. But, you can make just as big of a differnce to one person at a time; simply give your restaurant sever an extra $10 or $20 on their tip, or if the person next to you at the grocery store only has a couple of items in their basket, pay for them. You never know how much an extra $10 or $20 might mean to someone else. It could be milk, bread, and Peanut butter for their hungry kids at home, or pack of diapers, or by paying for the elderly woman’s groceries, now she can afford to go and buy her prescription medicine this week. Little things that we may take for granted may be a huge deal to someone else.

One last point I want to make is that successful people are not only generous with their money, but they are also generous with their time and abilities. One of the best ways to give to someone else is to volunteer your time or put your skills to work for someone in need. I know a nurse who volunteers one day a month at a free clinic treating patients, administering shots, and bandaging wounds. Or, if you are an accountant, maybe prepare some tax returns at no cost to someone struggling to get by. Volunteer with Habitat for Humanity, or help your elderly neighbor maintain their home by cutting their grass for them for free so they do not have to pay someone. There are things all around that you can do to help someone in need.

To end this series I have a few quotes for you on giving and success.

“If you give it out in slices, it will come back to you in loaves” Brian Buffini

“Always give without remembering and always receive without forgetting.” Brain Tracy

“You can have everything in life that you want if you will just help enough other people get what they want.” Zig Ziglar

“I believe that being successful means having a balance of success stories across the many areas of your life. You can't truly be considered successful in your business life if your home life is in shambles.” Zig Ziglar

"Desire is the key to motivation, but it's the determination and commitment to an unrelenting pursuit of your goal - a commitment to excellence - that will enable you to attain the success you seek." Mario Andretti - race car driver

“Success is not so much what we have as it is what we are.” The Late, Great, Jim Rohn


It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228
Cell - 386-846-6686
Fax - 386-756-8108
Web site - www.MyNationwideLender.com

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Part 5 - The 7 Qualities of a Successful Person

5. “Servant Leadership, is a philosophy and practice of leadership, coined and defined by Robert Greenleaf and supported by many leadership and management writers such as …, Stephen Covey, Peter Block, …, Larry Spears, Margaret Wheatley, …, Ken Jennings and others. Servant-leaders achieve results for their organizations by giving priority attention to the needs of their colleagues and those they serve. Servant-leaders are often seen as humble stewards of their organization's resources (human, financial and physical).” (Wikipedia)


The Greenleaf center suggests that a servant leader has the following 10 characteristics.


A servant-leader:
• Listens
• Uses power ethically, with persuasion as the preferred mode
• Seeks consensus in group decisions
• Practices foresight
• Uses language in a way that avoids "closed verbal worlds"
• Practices the art of withdrawal
• Practices acceptance and empathy
• Is a conceptualizer
• Nurtures community
• Chooses to lead


“A servant leader has the ability to make decisions, regardless of popular opinion in accordance with your business vision, while inspiring those around you to follow through on the direction you set in motion. Some call this "Delegation" I prefer to call it "Inspiration". Think about it. Do you like to be Delegated to, or Inspired? The leaders who are able to make sound decisions at rapid speed are those who know what the "end result looks like". They have seen the finish line, and know the excitement of crossing it first. Servant leaders are those who come up beside their team members where ever they are, teach those people how they can cross the finish line and experience the same joy and excitement as if they had crossed the finish line themselves.” Deborah Cole Micek


In order to be a servant leader, one needs the following qualities: listening, empathy, healing, awareness, persuasion, conceptualization, foresight, stewardship, growth and building community.

One last thing, a servant leader is not just a boss or someone in charge of others. Servant leaders are everyone, parents, friends, even sales people. Most of you who are reading this are in some forms of a sales profession, take the information provided here and apply it to your business, and you will find your production increase significantly.

It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228
Cell - 386-846-6686
Fax - 386-756-8108
Web site - http://www.mynationwidelender.com/


Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.


Here is a list of Mortgage Loans we are able to close.

• Fixed Rate Mortgage Loans for new purchase and refinance
• Adjustable Rate Mortgage Loans for new purchase and refinance
• Conventional Mortgage Loans for new purchase and refinance
• VA Mortgage loans
• FHA Mortgage loans
• FHA 203k Rehab Mortgages
• USDA & Rural Development Mortgage Loans
• First Time Homebuyer Mortgages
• Reverse Mortgages, for seniors 62 and older

Our Main area's of service include the Greater Daytona Beach Area, Daytona Beach, Port Orange, Ormond Beach, Volusia County, Palm Coast, Flagler County, Florida, Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Part 4 – The 7 Qualities of a Successful Person!!!

4. Courage.
Because I have taken a few weeks off from my weekly blog, I am going to remind you of the first three qualities of a successful person. 1. Ambition, 2. Discipline, 3. High Standard for Quality. Other than the fact that it has been a little while since I started this series, another reason I recapped those qualities is because this week’s quality is a root of all seven qualities.

Webster’s dictionary defines courage as: a mental or moral strength to venture, persevere, and withstand danger, fear, or difficulty.

A successful person first and foremost has COURAGE, not just physical courage, but also moral courage to stand up for what they believe in, and what is right. Often a successful person will have to stand alone in order to do what is right, and it takes a massive amount of courage to do this.

Often successful people are faced with the opportunity to take risks. When you are Optimistic enough to take risks that others are unwilling to take, this will set you up for huge returns and success. However, courage is not just about taking a risk that could pay off big in the end, courage may also be about saying no to a risk that is too great to take even though you are being pushed into it. Successful people tend to ask three questions when analyzing an opportunity with associated risk. 1. What’s the best thing that could happen? 2. What’s the worst thing that could happen? 3. What’s the most likely thing to happen? If you can live with the worst thing that could happen and if the most likely thing to happen will get you closer to your goals, then go for it! The problem with a lot of people, when they take a risk, is that they base their decision on a best case scenario and don’t consider the worst case, or the most likely case, and frequently the most likely thing to happen is something that they cannot live with, or will put them in a worse off position financially.

True courage is pushing forward, even though you may have experienced a setback or a "failure" the last time you tried something new or different.

Having courage is persevering through the tough times. It is looking at the economy we are in today and saying to yourself, I will get through this. Having courage in the face of job loss, or lower income, or fewer sales is to look for the opportunity and to stay positive. Have you lost your job? Well now you have a new job, and that new job, is to find a job. If you are currently searching for a job, you have to treat your job search as if it were a full time job. Get up in the morning as if you had to make it into the office by 8:00, shower, shave, get dressed in business attire. LEAVE THE HOUSE!!! If you have no place to go, or you need to use the computer to search for jobs, take your computer to a place where they have free wifi, or go get a Library card and do your job searching at the library, or go to a career center and research there. The point is to get away from the distractions of TV, house chores, sleep, etc., and get out into the business community. Talk to people everywhere you go, do not be afraid or ashamed to tell everyone you meet that you are looking for a job, you never know who you might meet that just happens to be hiring.

If you are in sales, courage today means getting out there and beating the street for business. For the last number of years if you were in sales, it really did not take much work or courage to make a sale, business would just fall in your lap. That is not the case today. You must get out there, and meet new people, make new contacts, forge new relationships. Did you get the theme in the last sentence? NEW! Courage is having the confidence in yourself to not be afraid of NEW. The key to sales is NEW, and new sounds a lot like change, and most people are afraid to change the way they do things. Let me let you in on a little secret, the old days are gone, and you must change the way you prospect and work for business in order to be successful in the future. New business boils down to first and foremost taking care of current clients, but a very close second is build NEW relationships.

The Quality of courage in a successful person is to believe in yourself and know that the follow quote by Zig Ziglar is true. “You are doing better than good when you clearly understand that failure is an event, not a person; that yesterday ended last night, and today is your brand new day. You are doing better than good when you have made friends with your past, are focused on the present, and optimistic about your future. You are doing better than good when you know that success (a win) doesn't make you, and failure (a loss) doesn't break you.” – Zig Ziglar


It is my hope that you find the courage in you to go out and take the necessary steps to make yourself a successful person.

It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228 Cell - 386-846-6686 Fax - 386-756-8108
Web site - http://www.mynationwidelender.com/


Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Here is a list of Mortgage Loans we are able to close.

• Fixed Rate Mortgage Loans for new purchase and refinance
• Adjustable Rate Mortgage Loans for new purchase and refinance
• Conventional Mortgage Loans for new purchase and refinance
• VA Mortgage loans
• FHA Mortgage loans
• FHA 203k Rehab Mortgages
• USDA & Rural Development Mortgage Loans
• First Time Homebuyer Mortgages
• Reverse Mortgages, for seniors 62 and older

Our Main area's of service include the Greater Daytona Beach Area, Daytona Beach, Port Orange, Ormond Beach, Volusia County, Palm Coast, Flagler County, Florida, Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Part 1 - The top 10 distinctions Between the prosperous and the un-prosperous. Sermon

Part 3 - The Seven Qualities of a Successful Person

High standards for quality. Every successful person must have very high standards when it comes to producing quality output. Whether you manufacture products, or provide a service, you can be assured that a successful person will make sure it is the best it can be.


A person who expects quality from themselves and others typically also have traits such as honesty, integrity, and a concern for people.


Why is it that successful people have these personality traits? Well because successful people understand that you make more money on repeat business and referrals than you do on first time customers or clients. Why would someone do business with you or come to your establishment more than one time? It is because they had a good experience the first time, and felt that they got their money’s worth. If you treat people with honesty, integrity, and have a genuine concern for them and that they are getting the absolute most for their money, then they will easily recognize the high standard of quality that you provide.


When you put an emphasis on quality in everything you do, you will essentially be putting your personal seal of approval on your produces or services. Never do anything that you would be embarrassed to put your name to.


You should always ask yourself these questions as a benchmark to determine if you are providing the highest standard of quality.


1. Someone is going to use the product or service I provide, are they going to fully get their money’s worth.
2. Am I going to be embarrassed if the person using my product or service finds out that I am the one who produced it.
3. Is there any chance that the person using my product or service could be hurt in any way or put in a worse position than they were prior to using my product or service.
4. Would I use this product or service and feel confident that I received the highest standard of quality.


I am a mortgage lender, and every time I write a mortgage for someone I ask myself these very questions. I want to make sure my clients are getting their full money’s worth of service from me and my office staff. I make sure that someone is available anytime for them to ask a question or get an update. I do my very best to make sure that the people I work with are given a mortgage that best fits their goals and needs, and that they will be in a better position after they close on the loan. And lastly, I always ask myself would I sign these papers and take this mortgage if were in their shoes, would I be getting the absolute best loan that I can get?


If you ask yourself these questions, and are truly proud of the answers, then you know you are holding yourself to the highest standard of quality.

It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228
Cell - 386-846-6686
Fax - 386-756-8108
Web site - www.MyNationwideLender.com

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Here is a list of Mortgage Loans we are able to close.

• Fixed Rate Mortgage Loans for new purchase and refinance
• Adjustable Rate Mortgage Loans for new purchase and refinance
• Conventional Mortgage Loans for new purchase and refinance
• VA Mortgage loans
• FHA Mortgage loans
• FHA 203k Rehab Mortgages
• USDA & Rural Development Mortgage Loans
• First Time Homebuyer Mortgages
• Reverse Mortgages, for seniors 62 and older

Our Main area's of service include the Greater Daytona Beach Area, Daytona Beach, Port Orange, Ormond Beach, Volusia County, Palm Coast, Flagler County, Florida, Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Part 2 - The 7 Qualities of a Successful Person

Discipline, The Second Quality of Success.

Discipline – “Orderly or prescribed conduct or pattern of behavior, Self Control, A rule or system of rules governing conduct or activity” Webster’s Dictionary. As most of you know I do a lot of reading and studying information about leaders and people who have achieved success in their lives. In addition to the first quality where we discussed ambition, Self Discipline resonates through almost every successful persons account for how they have achieved their status.


Self Discipline is really about taking small steps which lead you down the path for big things. You see, self discipline builds upon its self, and builds, and builds. All you have to do is start with one simple thing that you want to make into a habit. Let’s say you want to start working out, but for years have put it off. Why don’t you start with 10 pushups in the morning and 10 pushups before you go to bed. You see it is not necessarily what you do, but simply that you do something, and you make it a habit. Self discipline is more about forming habits than anything else. On the other hand, self discipline may also be about breaking habits. I know too many people who waist time on face book or twitter, or e-mail during the day, when they should be working. I got into the habit of leaving my face book up on a tab on my computer and checked it throughout the day. Then one day I inventoried what I accomplished that day and realized how much time I really did waist just by having it open in the background. You do not have to completely cut those things out, but maybe schedule them into your day. Set a certain time to catch up on those items for say 20 minutes, then shut it off and keep it off and move on with the important things.


Win the Day! One problem is that too many people feel that they have to be perfect in order to be self disciplined. Trying to be perfect will destroy self discipline. Thanks to Robin Hood, most people think a perfect archery shot will be a direct bulls eye, and then you have to be able to repeat that shot and split the first arrow with your second. Did you know that it is really impossible to split an arrow with another arrow. You see when an archer releases an arrow from his bow, the arrow bends and wobbles as it flies through the air which makes it deflect off the end of the first arrow, preventing it from being split all the way down. This is very much like you and I in regards to self discipline. We may have certain goals and tasks that we want to accomplish in a day or a week. And some days we might get all of these activities done and hit the bulls eye, but other days we wobble a bit and miss the target all together. I follow a philosophy called Win the Day. This concept requires you to plan out your day. Make a list of all of the things that you need to accomplish in a certain day. If you accomplish 80% of those items in that day, then you win the day. If you win 4 days out of 5, then you have won the week. If you win 3 weeks out of the month, then you have won the month, and if you win 8 months out of the year, then you have won the year. You see, you do not have you be perfect, you just have to be consistent.

Self Discipline is in your head. I say this because self discipline is more about believing in yourself, than anything else. Those who believe in themselves have a much better chance of staying on track than those who do not. If you think and talk about yourself as someone who is a self starter, disciplined, and stays on task, then you will be. And if you fall off track, then there will be that nagging voice in your head talking to you, telling you to get yourself back headed in the right direction.

"The first and best victory is to conquer self." – Plato

"Talent without discipline is like an octopus on roller skates. There's plenty of movement, but you never know if it's going to be forward, backwards, or sideways." – H. Jackson Brown

"Nothing is more harmful to the service, than the neglect of discipline; for that discipline, more than numbers, gives one army superiority over another." – George Washington


It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228 Cell - 386-846-6686 Fax - 386-756-8108
Web site - http://www.mynationwidelender.com/

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Here is a list of Mortgage Loans we are able to close.

• Fixed Rate Mortgage Loans for new purchase and refinance
• Adjustable Rate Mortgage Loans for new purchase and refinance
• Conventional Mortgage Loans for new purchase and refinance
• VA Mortgage loans
• FHA Mortgage loans
• FHA 203k Rehab Mortgages
• USDA & Rural Development Mortgage Loans
• First Time Homebuyer Mortgages
• Reverse Mortgages, for seniors 62 and older

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Part 1 - The 7 Qualities of a Successful Person

I am sure you have all heard of the book the seven habits of highly effective people. Well, I have been doing a lot of reading and studying various books and authors who have written positive thinking, and self help books, and I have come up with my own 7 qualities of a successful person. Below is part 1 of my new weekly series, The Seven Qualities of a Successful Person.

Part 1 – The 7 Qualities of a Successful Person!!!

Ambition – “Keep away from those who try to belittle your ambitions. Small people always do that, but the really great make you believe that you too can become great.” Mark Twain.

All successful people are ambitious, all self-made millionaires are ambitious. Webster’s dictionary defines ambition as a “mean strong desire for advancement”. When you do research on ambition or ambitious people, you will find a common denominator, desire.

Another online definition of ambition is “an earnest desire for some type of achievement or distinction, as power, honor, fame, or wealth, and the willingness to strive for its attainment.”

There you go again, desire, when we study successful people, you will find a strong desire to win. Ambitious people not only desire to win, but they have drive, and unstoppable determination.

The quality of ambition gives successful people the energy needed to hurdle obstacles and tackle the seemingly impossible tasks.
Ambition is one of the strongest forces in the human arsenal, and is often the main reason things get done. However, ambition can also be one of the most dangerous qualities a person can have, “that drive to grab the biggest slice of the pie before anyone else and sometimes even the entire pie. Julius Caesar (101-44 BC) had plenty of ambition. Early in his career he happened upon a bust of Alexander the Great. Comparing himself to the great king, Caesar lamented that he was the same age as Alexander had been when he died but that by age thirty-two Alexander had conquered a world and so far he had done practically nothing. Vowing that would change, Caesar entered the Roman political arena and the rest is history.” Steve Forbes

Zig Ziglar teaches that you cannot be successful and happy when you reach your achievements at the expense of others. If your ambition drives you to succeed no matter what, no matter who you hurt, or trample over, you may gain some money, but you will never be truly successful.

Therefore, whether you are struggling during these tough economic times, or just simply want to get a promotion, or climb the corporate ladder, you need to go out and get some ambition and desire to achieve. One of the best ways to develop ambition is to read motivation books, and to listen to tapes, and even attend personal growth seminars.

So, are you an ambitious person, do you have internal drive, and desire to achieve beyond your wildest dreams. If not, go get some, because you can achieve greater success.

Here are some quotes on ambition.
“The very substance of the ambitious is merely the shadow of a dream.” William Shakespeare
“It is my ambition to say in ten sentences what others say in a whole book.” Friedrich Nietzsche
“A man's worth is no greater than the worth of his ambitions” Marcus Aurelius

It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228 Cell - 386-846-6686 Fax - 386-756-8108
Web site - www.MyNationwideLender.com

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.